Income Builder

Income Builder is an investment newsletter that helps investors manage their portfolios. Through the Income Builder model portfolio, the newsletter covers all of the key aspects of investment management, including:

1. Asset allocation;

2. The macro picture - analysis of fundamental trending in the economy and financial markets;

3. Technical analysis - analysis of short- and long-term price trends on individual securities and the broader market;

4. Security selection - concise, yet informative analysis that includes a discussion of potential risks and rewards and offers clear buy and sell actions on stocks, bonds, mutual funds and other investments that are generally available to individual investors;

5. Practical tips on managing a portfolio - including buying and selling securities from broker-dealers, low-cost information sources, how to evaluate prospective investments and portfolio structuring.

Primary investment objective: The Income Builder model portfolio seeks to achieve a long-term rate of return that is 50-100 basis points above inflation while maintaining a focus on capital preservation. Although income-oriented securities, such as bonds and higher dividend-paying stocks are a major focus, a segment of the portfolio also includes speculative investments, such as small- or micro-cap stocks.

Income Builder is published monthly in a concise readable format. Each Bulletin has a summary of major points on the first page and a list of specific portfolio actions taken on the last page. In between, the Bulletin provides commentary and analysis on specific asset classes, sectors and individual securities.

Stephen P. Percoco, the editor and publisher of Income Builder, is a security analyst with more than 25 years of analytical experience. He was formally trained in credit analysis at a major commercial bank, worked on Wall St. as a high yield debt analyst and has evaluated equity securities for more than 17 years. He has been publisher of Income Builder for the past nine years.

Download Free Sample issue:
Bulletin 1261, December 21, 2005, 152 KB
Bulletin 1273, June 7, 2006, 171 KB

Fixed Income Investing:
Bulletin 1323, June 30, 2009, 265 KB

Total Performance of Income Builder Portfolios vs. Selected Equity Benchmarks
January 1, 2005 – December 31, 2009

	1-year	3-year	5-year
	Total	Avg. Total	Avg. Total
	Return	Return	Return
	2009	2009	2009
Income Builder
Equity	22.1%	-12.7%	-4.9%
Cash	0.1%	2.3%	2.8%
Fixed income	17.5%	8.4%	7.1%
Mutual funds	1.8%	3.0%	2.9%
Gold	23.3%	22.0%	20.1%
Total model portfolio	9.3%	0.3%	2.6%

Dow Jones Industrials	22.7%	-3.7%	1.6%
S&P 500	26.5%	-5.6%	0.4%
Nasdaq Composite	45.3%	-1.3%	1.8%

(Supporting figures available upon request.)

Second quarter 2010 performance figures (new reporting format and benchmarks adopted in 2010)

	Year-to-date	Year-to-date
	Total	Tot. Ret. exc.
Income Builder Portfolio	Return	Div./Int.
Common stocks	-5.30%	-6.54%
Fixed Income	5.03%	2.81%
Mutual Funds	0.70%	-0.20%
Cash (T-Bills)	0.08%	0.00%
Gold	10.12%	10.12%
Total	0.45%	-0.74%

Stock Benchmarks
S&P 500	-6.65%	-7.57%
S&P Mid-Cap 400	-1.36%	-2.06%
S&P SmallCap 600	-0.88%	-1.40%

Bond Benchmarks
Barclays Aggregate	5.33%
Barclays Treasury Composite	5.67%	4.05%
Barclays U.S. Corporate	5.79%
Merrill Lynch High Yield	4.71%

Limited Time Offer: Get a Six-Month Introductory Subscription to Income Builder for only $75.00, a 32% savings off of the Regular Price. This offer expires on August 31, 2010. You can access the subscription form here.

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